The summer season brings warm temperatures and longer days, but it can also bring heavy rains that can increase your risk for one of the most common disasters in the United States – floods. Properly preparing for this hazard can keep your family safe, minimize potential damage, and speed up recovery efforts.
While everyone is at risk for flooding, many remain financially unprotected. One of the best ways to protect your home is by purchasing flood insurance because homeowner’s insurance policies may not cover flood losses. Keep in mind that there is a 30-day waiting period before flood coverage takes effect!
In addition to flood insurance, the How to Prepare for a Flood guide from America’s PrepareAthon! outlines steps you can take to safeguard your home and possessions, including:
- Keep important papers in a fireproof, waterproof box. For electronic records, keep a backup drive in your fireproof, waterproof box or store files using a secure, backed up web-based service.
- Elevate the furnace, water heater, and electric panel if the location is susceptible to flooding.
- Install “check valves” in sewer lines to prevent floodwater from backing up into the drains of your home.
No matter the source, a flood does not have to be a catastrophic event to be costly. Just a few inches of water can cause thousands of dollars in damage. Check out this interactive Cost of Flooding tool from FloodSmart.gov to measure the financial impact a flood could have on your home.
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